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Oceanis 50 Family (5Cab)

Oceanis 50 Family (5Cab)
03/07/21: 7 Days
Sibenik

Lagoon 450 (4Cab)

Lagoon 450 (4Cab)
03/07/21: 7 Days
Kalamaki (Athens)

Oceanis 38.1 (3Cab)

Oceanis 38.1 (3Cab)
03/07/21: 7 Days
Split

Leopard 38 (3Cab)

Leopard 38 (3Cab)
03/07/21: 7 Days
Sibenik

Bali 4.0 (4Cab)

Bali 4.0 (4Cab)

10/07/21: 7 Days
Majorca / Palma de Ma...

Lagoon 42 (4Cab)

Lagoon 42 (4Cab)

10/07/21: 7 Days
Majorca / Palma de Ma...

Hanse 325 (2Cab)

Hanse 325 (2Cab)
10/07/21: 7 Days
Kalamaki (Athens)

Deposit insurance

Deposit Insurance For Chartered Yachts 

Any experienced skipper knows how fast the harmony of the crew is severely disturbed, if there was caused a claim by a crew member or the skipper himself and all are asked to pay for it. As it was generally agreed by the crew before, so divided it can be in a tangible issue why all have to pay for the claim which was only caused by one. For this reason, we recommend the completion of our deposit insurance. 

Insured is the retain of the bail of the chartered yacht due to loss or damage for which the yacht is exposured during the period of the insurance. 

A deposit insurance, which covers everything, cannot exist. Each deposit insurance contains exclusions. Not insured are e.g. damages caused by gross negligence and intention; damages caused by faulty designs, fabrication defects or material defects; erosion; lacquer damages, scrape and scratch damages (provided that these are only in the gelcoat); damages by theft and non-delivery, going overboard as well as pilferage of more loose and not secured things respectively. 

The deductible in every case of loss amounts to 10% per claim, minimum 100,00 EUR. For participation in regattas the deductible amounts to 10 % of the the claim, but at least 300, 00 EUR.Please select your agency and charter-basis (charter operator) at which you have booked your charter. If you have booked directly with the charter-basis please choose for agency “direct booking”. 

Accordingly please enter your booked type of yacht, your charter district and the date of the check in / check out and of the booking confirmation. 

Now just the input at the box amount of security deposit which has to be deposited by you for the chartered yacht is missing. 

Provided that you want to attend on a regatta race please let us know for which regatta the question is. 

The premium amounts for one cruise up to deposits of 3.000,00 EUR 8.0 % of the deposit sum and 7.0 % for deposits over 3.000,00 EUR (the premiums are quoted inclusive insurance tax). The minimum premium amounts to 75, 00 EUR. 

The premium amounts for the one year cover up to deposits of 3.000,00 EUR 15.0 % of the deposit sum and 13.0 % for deposits over 3.000,00 EUR (the premiums are quoted inclusive insurance tax). The minimum premium amounts to 100, 00 EUR.

Simple pricing model 

To determine the insurance premium for our charter deposit insurance only two information are necessary:

  • Shall it be a cover for a voyage or an annual coverage?

  • How much is the deposit sum? (for an annual coverage the most expensive planned deposit sum)

If the data are known you can just multiply the depsoit sum with the following percentage and you will get the insurance premium.

 

Cover for a cruise

Annual coverage

Deposit of up to 3.000 €

8%

15%

Deposit of more than 3.000 €

7%

13%

Minimum premium

75,- €

100,- €

Regatta risk

plus 15%

plus 15%

Sample calculation:

A voyage with a deposit of 2.750 € without regatta risk:
2.750,- € x 0,08 = 220,- €
The insurance premium to be paid is 220,- €. If the regatta risk shall be included the following calculation is valid:
2.750,- € x 0,08 x 1,15 = 253,- €
The insurance premium for the charter deposit insurance including regatta risk would be 253,- € for a voyage.

A voyage with a deposit of 900 € without regatta risk:
900,- € x 0,08 = 72,- €
The calculated premium is below the minimum premium. That's why the premium is 75,- €.

 


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